Which is a LOT. The tests are expensive, so we carry good insurance, BUT Click to open the Transcript Transcript: Credit Card, Please Unlike grant-making foundations, Kaiser develops and runs its own policy analysis, journalism and communications programs, sometimes in partnership with major news organizations. What to see and do in Grenoble Auvergne-Rhone-Alpes - The Good Life France It includes comparisons to current funding levels. Please preserve the hyperlinks in the story. I, I, my insurance is pretty good.
Dan: Ouch. www .kff .org. The independent source for health policy research, polling, and news. Thank you! The largest investments include BOK and Excelerate Inc, together worth $445 billion. Dan: Yeah, it says: Well run your insurance, and whatever they say is your responsibility, well just charge it to your card. So thats a lesson: Good insurance by itself doesnt do the job if weve already handed over our money. Debt is not a weird, unusual byproduct. My share was a couple hundred dollars less than they got from me. Will the federal Consumer Financial Protection Bureau take action against this growing industry? Dan: Because his insurance statement said, Weve paid our share of this. Noahs patient. The Henry J. Kaiser Family Foundation Grantee website San Francisco, California, United States Purpose US Global Health Policy and Budget Information and Analysis Division Gender Equality, Global Health, Global Policy and Advocacy Date MARCH 2019 Region served Committed amount $4,860,478 Grant topic Family Planning, HIV, Kaiser Family Foundation has invested in Beckon on Jun 17, 2020. Active, Closed, Whether an Organization is for profit or non-profit, General contact email for the organization. And their website if you look in the right places does explain things like deferred interest. OK then. But if a hospital or a doc says they want payment upfront, You can try just saying, No. It works in. So, lets recap: She wanted to know: Can they do that?
In this episode of An Arm and a Leg, host Dan Weissmann speaks with experts about the risks of handing over a credit card to your medical provider and what you can do if youre put in that position.
Weissmann also speaks with Elisabeth Rosenthal, senior contributing editor at KFF Health News, about the growing industry of banks and private equity profiting from medical debt.
Will the federal Consumer Financial Protection Bureau take action against this growing industry?
Dan Weissmann @danweissmann Host and producer of "An Arm and a Leg." Another few calls to the clinic itself.And Noah happens to live in a state Washington where the AGs office is available for this kind of thing. Another four or five calls to his insurance company. Dan: I love that you say, Im Noah and I work for NOAA. And at least sometimes, you can just tell them, Id rather not. Me, Ive heard worse news. The Kaiser Family Foundation has made 2 investments. Can they make you put a credit card down before they even see you? These days shes a consumer watchdog for a non-profit called PIRG: The Public Interest Research Group. A prepaid debit card. Frequently Asked Questions | FAQ | GKFF Gabrielle Healy is our managing editor for audience. Click the button below to go to KFFs donation page which will provide more information and FAQs. In the end, they were wrong. 10 Things to Know About Medicaid | KFF the total portfolio value. July 3, 2023 The independent source for health policy research, polling, and news, KFF is a nonprofit organization based in San Francisco, California. You dont wanna be dealing with patients who cant pay their bills. I mean, on the one side, this is a great success story: Noah got the problem solved, with help from that state AGs office.
An Arm and a Leg: Credit Card, Please
A listeners doctor asked her for a credit card before shed even had her first appointment. And I wondered, as Ive wondered before: Can they freaking DO that?!? And I dont blame them in the sense that theyre set up to offer people credit and make money doing it. The Henry J. Kaiser Family Foundation launched its Government and Health program in 1991, under the direction of vice-president Dennis Beatrice. Anjali a 5 postes sur son profil. What Do We Know About People with HIV Who Are Not Engaged In Regular HIV Care? He gave the folks at the surgery center a few weeks, eventually called and said, Hey, I think you owe me some money.
Noah Nielsen: And the first thing that they told me was, Well, we actually dont have the payment from your insurance company. And I thought, well thats, thats kind of weird.
Dan: Because his insurance statement said, Weve paid our share of this. Noahs patient. So, lets start with the case of: The dermatology office, or whoever, wants a credit card to keep on file. She has a couple. No identified affiliates for Kaiser Family Foundation in the 2020 election cycle. The tests are expensive, so we carry good insurance, BUT
One time a few years ago, they said, Hey, your shares going to be this-many-hundreds-of-dollars. According to the last 13-F report filed with the SEC, Robert Thomas serves as the Chief Investment Officer at George Kaiser Family Foundation. And you can spread the word. Dan: Yep! Soft money contributions were not publicly disclosed until the 1991-92 election cycle. Dan: He does have a big regret: Not paying more attention to online reviews for that surgery center. Call your insurance company. Quote: Many people who sign up for medical financing in doctors offices and hospitals may otherwise be eligible to receive financial assistance or charity care that medical providers may offer or otherwise be required to offer under federal, state, or local law. Which he paid.
Noah Nielsen: They gave me a tiny little gas station receipt
Dan: And a few weeks later, he got his insurance statement, which said Noahs share was 225 dollars. This explainer provides an overview of the federal Ending the HIV Epidemic initiative and explores issues that might mitigate or facilitate its success. Follow the money on gun rights and gun control groups. This episode of An Arm and a Leg is produced in partnership with KFF Health News thats a nonprofit newsroom covering health care in America. Follow the money on gun rights and gun control groups. And if youve got stories to tell about the health care system, the producers would love to hear from you . Please use the transcript as a tool but check the corresponding audio before quoting the podcast. Depending on whose studies or estimates youre listening to, it could be ten percent, or forty nine percent, or eighty percent.
I mean, if I thought the chances were even one in ten that the apples werent going to ring up right and that theyd ring up at hundreds of dollars apiece that doesnt seem like a bet Id want to make.
Teresa Murray: Why would you say, well, you know, if something goes wrong, I can just sort it out. Educating the public on the influence of money in US politics will lead to a more representative and accountable democracy. Heres what we ask: His work also appears on All Things Considered, Marketplace, the BBC, 99 Percent Invisible, and Reveal, from the Center for Investigative Reporting. Consultez le profil complet sur LinkedIn et dcouvrez les relations de Anjali, ainsi que des emplois dans des entreprises similaires. In current U.S. dollars, however, 2015 funding was 6 percent below the 2014 level, largely due to the appreciation of the U.S. dollar. Dan: And again. About The Kaiser Family Foundation. She encountered this question in 2013, when she was a professional advice-giver in her role as personal finance columnist for the Cleveland Plain Dealer. Open Secrets following the money in politics, NOTE: The organization itself did not donate, OpenSecrets Following the money in politics. Dan: She has been watching it grow. And Ive actually got another lesson a much brighter spot. His work also appears on All Things Considered, Marketplace, the BBC, 99 Percent Invisible, and Reveal, from the Center for Investigative Reporting. Id be like, no dude, you dont need my business.
Dan: But. Its just now spread everywhere. Washington, DC- Today, a new Kaiser Family Foundation (KFF) poll shows that 75% of Americans, including majorities of both Republican women and Republican men, support federal Medicaid reimbursement for Planned Parenthood to provide services such as contraception, testing and treatment for sexually transmitted diseases, and cancer screenings. Meanwhile, the financing companies are raking it in. KHN is an editorially independent program of KFF (Kaiser Family Foundation). They manage If youve got a major medical need like, you need surgery, maybe right now, maybe your appendix is bursting can they basically hold you for ransom? There are currently 46 companies in Mr. Thomass portfolio. Phone Number 6509633392. What if you dont have that many other options? They said, no comment.
CareCredit did send us a statement that said: Protecting consumers is of paramount importance and we are committed to continue to educate all stakeholders about the fair and transparent way we offer our products.
And their website if you look in the right places does explain things like deferred interest. OK then.
One final word from Elisabeth Rosenthal on all that, and then, Ive got what I think is some good news for you.
Elisabeth Rosenthal: As a country, we have to decide, is this something we want to allow to exist without regulation and without guardrails? As of 3rd May 2023, George Kaiser Family Foundations top holding is 3,207,769 shares of BOK currently worth over $271 billion and making up 43.6% of the portfolio value. The CB Insights tech market intelligence platform analyzes millions of data points on vendors, products, partnerships, and patents to help your team find their next technology solution. Noah Nielsen: So my name is Noah and I work for NOAA, which is the National Ocean and Atmospheric Administration. *Dan laughs* And when he came in for surgery, they asked him for 585 dollars. You can read more about your. While we havea sizeable endowment for a national non-profit organization, we could not play the national role we play today without the external funding we receive. He estimates he called the billing office at least 10 times. You think theres a problem? This hub brings together key PEPFAR policy resources from KFF, the U.S. government, and others that can be used to inform policy discussions and research. Analysis / Bias Something that COULD really help.
But first, lets go someplace really dark. The Consumer Financial Protection Bureau, the feds, did a report on it last month. Dan: Ouch. such as textbooks, contact OpenSecrets: info[at]crp.org. It provides information related to several categories such as health costs, health reforms, diseases, medicare, private insurance, womens health policies, and much more. Another four or five calls to his insurance company. Washington Offices and Barbara Jordan Conference Center: 1330 G Street, NW, Washington, DC 20005 | Phone 202-347-5270, www.kff.org | Email Alerts: kff.org/email | facebook.com/KFF | twitter.com/kff. You probably dont, cant read their codes anyway, and they may start trying to charge you for things that were not allowed by your insurance and that you didnt authorize and its just a hot mess.
Dan: I tell Teresa, yeah: Former ProPublica reporter Marshall Allen wrote a book about fighting medical bills and the TITLE OF THE BOOK was Never Pay the First Bill.
Because errors come up all the time. Go Back. We endeavor to make our billing processes simple as efficient, yabbity yabbita. Okay, well, who has time for that? Im a reporter, and I like a challenge. He works for the National Weather Service, part of a bigger federal agency that makes it fun for him to introduce himself. What you see up front is no interest for 6 months or 12 or 18. Educating the public on the influence of money in US politics will lead to a more representative and accountable democracy. assets that are not publicly disclosed such as fixed income, real estate, or cash equivalents. Teresa wrote in her column that the chances she personally would comply were a big, fat hairy zero. You think theres a problem? A 501(c)(3) tax-exempt, charitable organization, 1100 13th Street, NW, Suite 800 Currently, George Kaiser Family Foundation's portfolio is worth at least $621 billion. So our job on this show is to take one of the most enraging, terrifying, depressing parts of American life, and bring you something entertaining, empowering, and useful. That didnt sit right with her. So our job on this show is to take one of the most enraging, terrifying, depressing parts of American life, and bring you something entertaining, empowering, and useful.
So, lets start with the case of: The dermatology office, or whoever, wants a credit card to keep on file.
One thing is perfectly clear: They can ask. Kaiser Family Foundation has not reported any outside spending in the 2022 election cycle. What if you need surgery? View contacts for Kaiser Family Foundation to access new leads and connect with decision-makers. And pushing directly on governments and corporations, as she puts it, to act right.
Teresa Murray: I oftentimes tell people that I bang pots and pans, you know, when things go wrong, I bang pots and pans. The billing office was like, Okay, well, who has time for that? Thats right after this: It produces 11.4% of national wealth, and its GDP is equivalent to that of Finland. Depending on whose studies or estimates youre listening to, it could be ten percent, or forty nine percent, or eighty percent. Ill catch you in a few weeks. About Us | KFF Thats why they exist. Someone submits an invoice, if theres money left over, you have to refund that back. Sarah Ballema is our operations manager.
An Arm and a Leg is produced in partnership with KFF Health Newsformerly known as Kaiser Health News.
Thats a national newsroom producing in-depth journalism about health care in America, and a core program at KFF an independent source of health policy research, polling, and journalism.
And yes, you did hear the name Kaiser in there, and no: KFF isnt affiliated with the health care giant Kaiser Permanente. We support our operations at KFF from our endowment and from external funds, which mostly come from foundations and state and local health departments with whom we . She encountered this question in 2013, when she was a professional advice-giver in her role as personal finance columnist for the Cleveland Plain Dealer. Teresa Murray: Like one of em has $9 on it, so thats the one that we use when we wanna reserve a hotel room, or like, you know, you go to play pool and they want you to leave a, a credit card, you know, so you dont steal the balls and the cue stick and stuff. Company Type Non-profit. She edits the First Aid Kit Newsletter. On the other hand, small-cap stocks make up only 4.3% of the portfolio. Dan: PIRG did a lot of work lobbying for the No Surprises Act, which made a lot of surprise medical bills illegal starting last year. Who funds the Kaiser Family Foundation? - Quora They said, no comment. Kaiser Family Foundation is a non-profit, private operating foundation focusing on the major health care issues facing the U.S., as well as the U.S. role in global health policy. Theyve issued a new report, but no enforcement action yet. In sum these guidelines require: 1. Which he paid. We know what you took. Noah Nielsen: Okay, well were going to investigate this. And heres one response I really like: and from PAC, individual and soft money donors to political parties, as reported to the Federal Election Commission. And pushing directly on governments and corporations, as she puts it, to act right. So, one thing thats more and more common is: Providers arent just asking for your credit card information. Even if it means taking out some possibly-evil medical credit card? Weve got your credit card. We use external funds ch. Kaiser Family Foundation was established in 1990. And hey presto! Lynn reads it to me The Kaiser Family Foundation recently partnered with Walgreens Boots Alliance on June 6, 2023. Let us know at KHNHelp@kff.org Well set up these credit cards. Now she said generally its a big country, a lot of murky stuff out there. Millions losing Medicaid coverage because Biden ended COVID-19 public health emergency, Over 1M said to have lost Medicaid since COVID protections lapsed, 35,000 Marylanders kicked off Medicaid due to procedural reasons, losing eligibility. In the most recent 13F filing, George Kaiser Family Foundation revealed that it had opened a new position in For permission to reprint for commercial uses, History and Mission | KFF Because, you know what he does for the National Weather Service? The billing office was like,
Noah Nielsen: Okay, well were going to investigate this. Well never even send you a bill! Who Owns The Kaiser Family Foundation? - CLJ DC that must happen at parties a lot.
Noah Nielsen: A lot. The place for that is arm and a leg show dot com, slash support.
Thank you!
An Arm and a Leg is a co-production of KFF Health News and Public Road Productions.
To keep in touch with An Arm and a Leg,subscribe to the newsletter. Uh, Amazon is setting up grocery stores and theyre like, Oh yeah, skip the checkout. Elisabeth Rosenthal says more hospitals used to offer no-interest payment plans in-house. What if you dont have that many other options? And I read that and I thought, oh, thats not gonna happen to me. A prepaid debit card. And not everybody has thousands of dollars just lying around. You dont have that opportunity to say, wait a minute, this isnt right. This leaves the value of the investment at $6.87 billion and 53,572 shares. But if a hospital or a doc says they want payment upfront, You can try just saying, No. I dunno if youve seen this in Cleveland yet, but theres one a couple miles from me. Our music is by Dave Winer and Blue Dot Sessions.
Gabrielle Healy is our managing editor for audience. A leader in health policy analysis and health journalism, KFF is dedicated to filling the need for trusted information on national health issues. George Kaiser Family Foundation Board of Directors - GKFF Dan: Sure. Bea Bosco is our consulting director of operations. Donate today during our Summer Donor Drive to help keep our work free and accessible for all. Dan: Lynn says they told her: Thats just for ease of payment CareCredit did send us a statement that said: Protecting consumers is of paramount importance and we are committed to continue to educate all stakeholders about the fair and transparent way we offer our products. This is the twenty-third Employer Health Benefits Survey (EHBS) and reflects employer-sponsored health benefits in 2021. Our role as an independent source of information on national health issues requires that we maintain full, independent control of everything we do in our funding relationships whether funders are supporting our policy analysis, our polling, or our journalism through KFF Health News. Are you actually kidding me? And chop-chop were gonna charge you interest on the interest too.
Elisabeth Rosenthal: And then, you know, youre in a sand trap that youre never gonna get out of.
Dan: Its a big business. That it will be used primarily for incremental project costs; 3. Opens in a new window. Relative to the number of outstanding shares of BOK, George Kaiser Family Foundation owns less than approximately 0.1% of the company. Except for the Revolving Door section, content on this site is licensed under a Creative Commons Attribution-Noncommercial-Share Alike 3.0 United States License by OpenSecrets.org. Because sometimes, if youre asked to pay upfront, the amount might not be the kind of money you can actually cough up. The Consumer Financial Protection Bureau, the feds, did a report on it last month. You can learn more about Public Narrative at www dot public narrative dot org.
And thanks to everybody who supports this show financially.
If you havent yet, wed love for you to join us. The Global HIV/AIDS Timeline is designed to serve as an ongoing reference tool for the many political, scientific, cultural, and community developments that have occurred over the history of the epidemic. Copyright 2023 CB Information Services, Inc. All rights reserved. Colorado Department of Public Health & Environment, Delaware Department of Health and Social Services, Fulton County, Ga., Department of Health & Wellness, Headwaters Health Foundation of Western Montana, Pacific Business Group on Health (with funding from the West Health Institute), Poynter (with funding from Google and Facebook), Silicon Valley Community Foundation (Chan Zuckerberg Initiative DAF), South Carolina Department of Health and Environmental Control, Texas Department of State Health Services, Virginia Department of Health, Office of Epidemiology. KFF's External Funding. Learn more. Which was a lot of work. More items will be added to the hub over time. You almost dont wanna know. She says shes even firmer in that opinion today.
Teresa Murray: I mean, youre not gonna give anybody a blank check like that. Dan: And Noah let everybody on the other side know: Youll be hearing from the state AGs office soon. Find More Contacts for Kaiser Family Foundation, Edit Lists Featuring This Company Section, American Foundation for Suicide Prevention, Kaiser Family Foundation: Insurers on the hook for $1B in rebates this year, A guide to Medicare coverage for mental health services. The Kaiser Family Foundation has 1 portfolio exit. This analysis uses nationally representative data to assess the characteristics and experiences of people with HIV who are out of regular HIV care. This is An Arm and a Leg, a show about why health care costs so freaking much, and what we can maybe do about it. Robert Thomas also disclosed a decreased stake in PTC Inc by approximately 0.1%. 8,331 additional shares. And subscribe to An Arm and a Leg on Spotify , Apple Podcasts , Stitcher , Pocket Casts ,orwherever you listen to podcasts. She was a new patient, so there were forms. Lynn M: I said, Im not giving you this. The desk staff at the clinic. And all of this is great, but: What if youre not booking a dermatology appointment three months out? But this sort of thing DEFINITELY comes up. KFF Headquarters: 185 Berry St., Suite 2000, San Francisco, CA 94107 | Phone 650-854-9400 By the way, Teresa Murray isnt at the Cleveland Plain Dealer anymore. They just say that theyll, um, put in a ticket for someone to call you back.
No one ever, ever, ever called me back.
Dan: Eventually, he called his insurance company to make sure theyd paid, they were like, We totally did. He got someone from the insurance company to call the billing office while he sat in, like a three way call. Shes a health policy analyst for health insurance dot org. Walgreens and KFF's Greater Than HIV Team Up with Community Partners to Provide Free, Confidential HIV Testing and Counseling on National HIV Testing Day (June 27). To request permission for commercial use, please contactus. Use of these cookies, which may be stored on your device, permits us to improve and customize your experience. And he knew it.
And Noah thinks his job experience gives him a leg up. We know what you took.
Teresa Murray: Yeah. George Kaiser Family Foundations portfolio is diversified across 11 sectors. George Kaiser Family Foundation closed its position in JPMorgan Chase & Co on 10th May 2023. And, you know, the hospitals are just happy to kind of outsource this ugly business. Credit Card, Please Elisabeth Rosenthal: What then seemed to be like, oh, isnt this a quirky, weird story? Noah Nielsen: And the first thing that they told me was, Well, we actually dont have the payment from your insurance company. And I thought, well thats, thats kind of weird. They may offer to make it easy for you with medical credit cards and financing plans that Elisabeth Rosenthal calls evil.
But if they are in your insurance network, they probably cant MAKE you Probably. And not if theyre in your insurance network.
I called my number-one insurance nerd, Louise Norris. Teaser rates. And if youre wondering what could possibly go wrong, heres Noah Neilsen. Elisabeth Rosenthal: And then, you know, youre in a sand trap that youre never gonna get out of. And chop-chop were gonna charge you interest on the interest too. GKFF is a Type I 509(a)3 supporting organization of the Tulsa Community Foundation. What you see up front is no interest for 6 months or 12 or 18.
Somewhere in the fine print, if you can decipher it, is the bad news:
Elisabeth Rosenthal: Its not zero interest, it may be zero interest as a teaser
Dan: But, if the balance isnt paid in full before that no-interest period runs out theyll hit you with back interest on the full original amount.
So, the bill was a thousand bucks, and youve only got a hundred bucks left to pay? These charts include contributions to members' presidential committees. You almost dont wanna know.
And one of the big pieces of news in it was: These medical credit cards and financing plans had exploded since 2017.
Elisabeth Rosenthal: What then seemed to be like, oh, isnt this a quirky, weird story? Synchrony Financial, which owns CareCredit, is a publicly traded company valued at 14 billion dollars. To keep in touch with An Arm and a Leg, subscribe to the newsletter . I dont want anything run through on my card that I havent checked out.
Dan: Yep! If youve got a major medical need like, you need surgery, maybe right now, maybe your appendix is bursting can they basically hold you for ransom?
You probably already know: People DO get asked for that kind of payment upfront.
And if you dont have what lets just call the ransom amount on you, maybe theyll arrange for somebody to lend it to you maybe on terms that have have some dangerous looking fine print, which you may not be in a position to evaluate
Im gonna tell you: We go some dark places in this episode, but the news isnt all bad
This is An Arm and a Leg, a show about why health care costs so freaking much, and what we can maybe do about it.